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Re: Testing Children/Lois

Hi Lois,

Medic Alert is probably one of the best. I respect you voice 100 percent. However, many people don't have the money to pay for that Medic Alert service. It cost alot, monthly and yearly. Maybe not alot when you think of saving a life, however, I gave advice for those who might not be able to afford that service. So, I will say again... Put your information on your insurance card. EMS, hospitals dig into your wallets, pockets for your insurance card. They are programmed to do that, because they want to guarantee payment if they can and make that 24 hour deadline call for payment from your insurance company. EMS people want to be paid, just like the emergency room hospital. Also, specialist doctor's can be called in too and they want to know they will be paid. I know we are to think that you get the best care no matter what. I don't buy that. I think you get the best care if they the hospital, EMS and whomever is involved in your life saving effort sees the $$$ from your insurance company. This statement has nothing to do with who is President now, was and will be...it is a fact. The EMS, emergency room hospital and any specialist called in wants your insurance. Sad..but that is the bottom line. So, putting any data on your insurance card gives them the information in their face. I have not seen a paper insurance card in years so I think you can put a label on the insurance card somewhere to send your Warning.

You all are the best.

Re: Testing Children

Hi McBoarder - Medic Alert is relatively inexpensive, and they have bracelets, necklaces, keyrings and such that start at about $9 - but, they are also a charity organization, and therefore will donate their service and alert medallions to folks who need them but can't afford them. I agree that anything you can do to alert medical personnel is wise to do - it's never 'too much'- but I will tell you that if there is a true emergency, not all EMT's will rummage through a wallet for an insurance card. Can you just imagine the lawsuit that would result from the statement "Well, he died because I was trying to confirm his coverage and medical group"? (I assure you the deceased's lawyer would present the insurance card as an insurance card, and confirm an added label attached to it by its owner, as an unofficial and "unexpected" addition to the card - and the judge and jury would agree... It is not a customary use of insurance cards. It's still a great idea - but only in conjunction with more standardized and predictable resources. I think Anne also mentioned having a list of her medications on a slip of paper in her wallet - if you can write very small, an index card, folded or cut, holds a LOT of info - illnesses, meds, allergies, family and physician contact numbers, etc. Lois