I have had two XAs, never had your experience, and never heard of it before. That's not helpful, but the best I can do.

sorry, but you must be blind! exact this problem has the oly xa

Bought a vintage Oly XA recently 12-08, I agree... you have to align your eye a little in the viewfinder/ rangefinder takes a little getting used to. I am going to try Fuji iso 200 and process it somewhere other than Walgreens (USA)> I was disappointed in my first low light pics with their film.